![]() You are urged to consult with your individual advisors and/or medical providers with respect to any information presented. The content is subject to change without notice and provided solely for your convenience. You can use your CareCredit credit card to pay for emergency care or urgent care visits including out-of-pocket costs like deductibles or copays.* Use our Acceptance Locator or download the CareCredit Mobile App to find urgent care locations near you that accept the CareCredit credit card. Paying for Emergency or Urgent Care Visits ⁴ Understanding your options can help get you the best care you need when you need it. While it's good to know where your closest ER is in the event of a life-threatening emergency, it's estimated that nearly two-thirds, or 18 of the 27 million ER visits in the US each year could be handled by an urgent care facility. Most Urgent Care clinics have patients in and out within 60 minutes or less. The average ER visit, including wait and treatment time is 2.5 hours. In an ER, the most urgent patients are treated first, so the less life-threatening your condition, the longer you'll likely wait. ³ It's a good idea to review your insurance and know what your copay, deductible, or other out-of-pocket expenses might be for either type of visit before you're faced with an emergency situation. The average cost of an urgent care visit is approximately $150, while an ER visit averages $1,300-$1,400. Urgent Care vs Emergency Room: Average Cost and Wait Time If the care provider feels you need a higher level of care, they will send you to the ER. Bronchitis, or other respiratory infection.Sports injuries including strains, sprains or simple bone breaks.Consider whether an urgent care clinic might meet your needs if you're experiencing: If you're pregnant and have vaginal bleeding and/or pelvic/abdominal painĪn urgent care clinic is appropriate for non-emergency situations that require medical care, but are not life-threatening.Compound bone breaks (a bone protrudes through the skin). ![]() Severe allergic reaction including swelling of the lips, difficulty swallowing or breathing.Signs of stroke including slurred speech, blurred vision or sudden weakness in the arms, legs or face or loss of balance.Cuts that don't stop bleeding after five minutes with applied pressure. ![]()
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